Zachary Kyra-Derksen

Powerful Strategies To Repair Your Credit Score

We have developed a few very effective strategies to help you repair your credit score. From disputing errors on your credit report, to contacting creditors and credit bureaus to repair your credit to where you can find a good credit report. With these st... Read >

Identity Theft And Your Credit Score

In most cases, lower credit scores are caused by a financial mistake or oversight you made in the past. However, not everyone has a low credit score caused by something they did. Sometimes identity thieves will assume your financial identity in order to s... Read >

Credit Repair Made Easy

It is very important to create an action plan which outlines how to repair your credit score. Knowing your credit score allows you to understand where you stand financially and to see where your problems lie. If you have a poor credit score, you should pa... Read >

Alternatives To Declaring Bankruptcy

More than anything else, bankruptcy will destroy your credit score. It is not just a "ding" on your credit report, it is a huge red flag to lenders. After a bankruptcy, you will be ineligible for many types of credit, including credit cards. The process o... Read >

Ten Safe And Secure Banking & Computing Strategies

Follow our top ten safe and secure banking & computing strategies. These are the best ways to ensure protection for identity theft: 1) Only Make Purchases From Those You Trust If you have a bad feeling about a vendor, both online and offline, then d... Read >

Chapter 7, Chapter 11, & Chapter 13 Bankruptcy

If you are facing a bankruptcy, it is important to know how the law views your choices. You should also be aware of all alternatives to bankruptcy. Most people choose between either Chapter 7 and Chapter 11 bankruptcy, as Chapter 13 is for debtors who own... Read >

Learn Where Your Credit Score Comes From

Information such as what type of debt you have, how much debt you have, and how regularly you pay your bills is all information that is used to calculate your credit score. Your age, sex, and income do not count towards this score. The actual formula used... Read >

Steps To Living Big

There is something very exciting about choosing to live beyond the constraints of our conditioning and fears. Many years ago, I taught myself to rigorously practice an exercise of tracking my thoughts, feelings, beliefs and choices. When I felt badly abou... Read >